Licensing

Federal Agency Approvals

  • FHA Direct Endorsement
  • VA Approved Lender
  • USDA Approved Lender
  • Fannie Mae Approved Seller/Servicer
  • Freddie Mac Approved Seller/Servicer
  • Ginnie Mae Approved

State Licensing

Change Lending, LLC, dba Change Home Mortgage (“CHM”) (NMLS #1839) is currently licensed to conduct mortgage business as set forth below. License numbers are for the main address located at 16845 Von Karman Avenue, Suite 200, Irvine, CA 92606.

For branch licensing, see NMLS Consumer Access at www.nmlsconsumeraccess.org.

STATE
LICENSE
Arizona
Arizona Mortgage Banker License #0925326
Arizona Mortgage Banker License #1021686
Arizona Mortgage Banker License #1021688
Arizona Mortgage Banker License #1021690
Arizona Mortgage Banker License #1021670
California
Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4150083 and the California Financing Law, License #60DBO74388.
Colorado
Mortgage Company Registration, Colorado Division of Real Estate – www.dora.state.co.us/real-estate.
District of Columbia
Mortgage Dual Authority License #MLB1839
Arizona
Arizona Mortgage Banker License #0925326.
California
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4150083 and the California Financing Law, License #60DBO74388.
Colorado
Registered Colorado Mortgage Company, Regulated by the Division of Real Estate.
District of Columbia
Mortgage Dual Authority License #MLB1839.
Florida
Florida Mortgage Lender Servicer License #MLD1338
Georgia
Georgia Residential Mortgage Licensee, License #48010
Idaho
Mortgage Broker/Lender, License #MBL-2080001839
Illinois
IL Residential Mortgage License #MB.6761600
Iowa
Mortgage Banker License #2020-0150
Mortgage Banker License #2021-0036
Mortgage Banker License #2021-0037
Mortgage Banker License #2021-0038
Mortgage Banker License #2021-0073
Georgia
Georgia Residential Mortgage Licensee, License #48010.
Idaho
Mortgage Broker/Lender, License #MBL-2080001839.
Kansas
Mortgage Company License #MC.0025709
Kentucky
Mortgage Company License #MC748639
Louisiana
Residential Mortgage Lender License
Maryland
Mortgage Lender License #22514
Michigan
1st Mortgage Broker/Lender/Servicer Registrant #FR0023271
2nd Mortgage Broker/Lender/Servicer Registrant #SR0023272

Maryland
Mortgage Lender License #22514.
michigan
1st Mortgage Broker/Lender/Servicer Registrant #FR0023271; 2nd Mortgage Broker/Lender/Servicer Registrant #SR0023272.
Minnesota
Residential Mortgage Originator License #MN-MO-1839
Residential Mortgage Originator License #MO-MN-1839.1
Residential Mortgage Originator License #MO-MN-1839.2
Residential Mortgage Originator License #MO-MN-1839.3
Residential Mortgage Originator License #MO-MN-1839.4                
Mississippi
MS Mortgage Lender License #1839
Montana
Mortgage Lender License #1839
Mortgage Broker License #1839
Mortgage Servicer License #1839
Nebraska
NE Mortgage Banker License
Nevada
Mortgage Company License #4864
Nevada
Mortgage Company License #4864
New Mexico
Mortgage Loan Company License
Ohio
Residential Mortgage Lending Certificate of Registration #RM.804654.000
Oregon
Mortgage Lending License #ML-4044
Mortgage Servicer License #MS-148
Oregon
Mortgage Lending License #ML-4044; Mortgage Servicer License #MS-148.
South Carolina
MortgageLender/Servicer License #MSL-1839 OTN#1
MortgageLender/Servicer License #MSL-1839 OTN#2
MortgageLender/Servicer License #MSL-1839 OTN#3
MortgageLender/Servicer License #MSL-1839 OTN#4
Tennessee
Mortgage License #231733
Texas
Mortgage Banker Registration

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Utah
Utah Division of Real Estate, Mortgage Entity License #10953884
Residential First Mortgage Notification
Utah
Utah Division of Real Estate, Mortgage Entity License #10953884.
Virginia
Mortgage Lender License #MC-6713; Mortgage Broker License #MC-6713
Washington
Consumer Loan Company License, License #CL-1839
Washington
Consumer Loan Company License, License #CL-1839.

Trade names

Change Lending, LLC. conducts business under the following business names:
  • Change Home Mortgage
  • Change Home Loans
  • Change Lending
  • Change Wholesale
  • Commerce Home Mortgage
  • Commerce Home Mortgage, LLC
  • Redding Lender (California Only)