your mortgage
fast & easy

Change Home Mortgage offers traditional and non-traditional loans as diverse as the borrowers we serve.

YOUR MORTGAGE
FAST & EASY

Change Home Mortgage offers traditional and non-traditional loans as diverse as the borrowers we serve.

Your mortgage
fast & Easy

Change Offers Traditional and Non-Traditional Loans that Fit Your Unique Needs

WE SERVE PRIME
BORROWERS OTHERS CAN'T
FAST & EASY

Change Home Mortgage brings innovation to home lending by offering the full suite of lending products to service the diverse lives of America’s homeowners.

As America’s CDFI, we are certified by the United States Department of the Treasury to develop customized loan programs for traditional and non-traditional homeowners and investors. Our prime loan products are tailor-made to serve W2 employees, as well as freelancers, immigrants, pro wrestlers, real estate investors, small business owners, gig workers, cancer survivors, foreign nationals, and retirees.

We can approve those who are in all cash businesses, who own cryptocurrencies, who invest in gold, even those with a traditional bank account and standard tax returns from a full-time job. Change Home Mortgage finances all American Dreams and all dreamers.

contact a mortgage advisor today or
call (833) 246-0123

Change Home Mortgage understands borrowers are different.
That’s why our loan programs are as diverse as the borrowers we serve.

Traditional Borrowers
  • W2 Employees
  • Full Tax Returns
  • 3+ year Consistent Employment
  • Stable Monthly Income
Non-Traditional Borrowers
  • Freelancers
  • Self Employed
  • Gig Workers and All Cash Businesses
  • Contract Employees
  • Real Estate Investors
  • Immigrants
  • Gaps in Employment
Investors
  • Real Estate Investors
  • Fix and Flip
  • Non-Profits
  • Affordable Housing
  • Foreign Nationals

Our Track Record

$25 Billion

LOANS FUNDED

100,000

BORROWERS

A

INVESTMENT GRADE CREDIT RATING

Our Purpose

Eliminate social and racial inequities

Close the wealth gap

Grow Black, Latino, and underbanked businesses and homeownership

Empower all Americans to pursue their dreams by providing equal access to financial tools

Our Purpose

Eliminate social and racial inequities

Close the Wealth Gap

Grow Black, Latino, and underbanked businesses and homeownership

Empower all Americans to pursue their dreams by providing equal access to financial tools

PROVIDING Equal Access to the

American Dream

"We were introduced to the Community Mortgage as a way to buy the home that fit our needs. We were overjoyed to learn we could qualify with this new program."

David

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Thomas Lee

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“In the middle of COVID-19, Change Home Mortgage made our dreams come true with getting our first home. Big thank you from the Walker family.”

Tanickia Walker

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"With the guidance of Change Home Mortgage, I was given the chance to have my place back in America. I want to thank all the great people at Change for helping me be able to live the American dream again.”

Steven Winters

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"My loan process was quick and easy. My loan was processed and underwritten without a snag and I received approval on time to keep my original closing date. Thanks, Change Home Mortgage!"

Ashergay Gibbison

Testimonial Image

"We were introduced to the Community Mortgage as a way to buy the home that fit our needs. We were overjoyed to learn we could qualify with this new program."

David

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“I am so thankful for this opportunity. Change Home Mortgage is the best.”

Rashard Williams

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"Being a first time home owner had many challenges but with Change Home Mortgage, I was able to overcome them all. Change was able to ease my worries and anxieties about the process and gave me confidence that I would overcome all hurdles in the home buying process."

LaQuisha Flannigan

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“Facing the unknown as a first time home buyer and getting all the paperwork that I needed to apply for a mortgage was tedious, and I was happy to have Change Home Mortgage there to guide me through what could have been an overwhelming process."

Diane Pinckney

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"Once we started working with Change, all our fears were put to rest. The Change Team did an outstanding job of helping us navigate through the entire process with no issues. We are currently living our best lives in our dream home, thanks to Change Home Mortgage.”

James Eades

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"My realtor told me to try Change Home Mortgage. With Change, it took less than three weeks to close with a lower interest rate. I’m a homeowner because of Change. They are very transparent, on time, and trustworthy."

Louisa Duru

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"The Change Home Mortgage team are heroes! They helped guide me through the homeownership process with such knowledge, experience, and grace. They worked day and night, to close the deal. Thank you for a wonderful home buying experience.

Dorian Washington

Our Organization

Change Home Mortgage provides financing solutions to diverse homeowners and communities. Homeownership is the symbol of the American Dream, the cornerstone of wealth creation, a solution to the cycle of poverty, and a stabilizing force for working families. We also offer specialized products that support underserved communities, including: Small Business lines of credit, Investor Real Estate loans, Rehab Loans, Renovation Loans and Small Business Loans.

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Change Escrow ensures buyers and borrowers are treated fairly and responsibly. We strive to deliver to our clients all the benefits of their contractual rights.

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Change AMC assists our diverse customers to ensure they have a qualified appraiser who is knowledgeable about their neighborhood and able to provide an accurate and reliable valuation based on the unique attributes of their property.

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An online marketplace for socially responsible investors – institutional, regulated, and individual/family office – to finance loans that increase social and racial equity.  

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Change Finance is the digital first banking platform that levels the playing field for Black, Latino, and underserved communities throughout America by bringing social and racial equity to lending and banking.

learn more

Change Lending offers specialized product solutions that support underserved communities. Lending services include: Small Business lines of credit, Investor Real Estate loans, Rehab Loans, Renovation Loans and Small Business Loans.

Change Escrow ensures buyers and borrowers are treated fairly and responsibly. We strive to deliver to our clients all the benefits of their contractual rights.

Change AMC assists our diverse customers to ensure they have a qualified appraiser who is knowledgeable about their neighborhood and able to provide an accurate and reliable valuation based on the unique attributes of their property.

An online marketplace for socially responsible investors – institutional, regulated, and individual/family office – to finance loans that increase social and racial equity.communities by purchasing high quality CRA loans.

Change Finance is the digital first banking platform that levels the playing field for Black, Latino, and underserved communities throughout America by bringing social and racial equity to lending and banking.

Awarded Best

Place to Work

Awarded Best Place to Work

We’re only as good as our people and our people are the best!
Join Our team
California Consumer Privacy Act – Employee Notice at Collection

contact a mortgage advisor today or
call (833) 246-0123