Zero hidden fees,we’re serious
The Change Company empowers all Americans to pursue their dreams by providing fair, equal access to financial tools.

Fee free banking you deserve

No fees associated with the following services.

Monthly Fees

Get all the perks of banking without the unnecessary fees.

Purchase Fees

Zero fees for using your card to shop online, in app or in store.

Withdrawal Fees

Avoid ATM fees by using our 38,000 fee free MoneyPass ATMs.

ATM Balance Fees

Check your account balance at ATMs without any additional fees.


Pausing spending? No worries, we don't charge for inactivity.

Replacement Card

If you lose or misplace your card, we'll send a replacement on us.

No Hidden Fees

We make sure that more of your money stays in your account so that you can spend it on what matters most.

International Card Usage

Going on a trip? We got you.

International Transaction
% of the transaction amount.
International ATM Withdrawl
This is our fee. You may also be charged a fee by the ATM operator even if you do not complete a transaction.
International ATM Balance Inquiry
This is our fee. You may also be charged a fee by the ATM operator.

Account Limits

Account limits are set up for your safety and security.