Insights

Your source for articles, white papers and reports that motivate our mission to increase wealth and homeownership in diverse communities across America.

Expanding Homeownership In LMI Communities

Homeownership remains the primary means by which most households in this country can attain wealth.Yet many families—especially those of color—are locked out of the opportunity to buy homes of their own. Homeownership rates in low- and moderate-income (LMI) communities and for people of color have historically been considerably lower than other groups, making it one of the largest drivers of the racial wealth divide. Barriers to accessing mortgage finance are a major explanation of this.

Steven Sugarman's Speech To The NDC Economic Development Conference

Download Steven Sugarman’s Speech to the National Diversity Coalition’s Economic Development Conference from October 4, 2019‍

The Case For Accelerating Financial Inclusion In Black Communities

A lack of financial inclusion for black Americans exists at every level of the financial system. Understanding the sources of exclusion is the first step to fixing the system.

Can’t Ignore The Racial Disparities:' Black Americans' Net Worth Is One-Seventh Of Whites

The average net worth of Black families is $142,330 — or just one-seventh of the $980,550 in wealth accumulated by white Americans, according to a new study from LendingTree that draws on data from the Bureau of Labor Statistics, the 2020 Economic Policy Institute report, and various Federal Reserve reports.

Racism And The Economy

We will know we have achieved racial equity when race no longer predicts life outcomes.

Closing the Racial Inequality Gaps

In his Letter from a Birmingham Jail, Dr. Martin Luther King Jr. wrote, “We are caught in an inescapable network of mutuality, tied in a single garment of destiny. Whatever affects one directly, affects all indirectly.”

A Snapshot of Race And Home Buying In America

This report examines the homeownership trends among each racial group in the last 10 years. Since all real estate is local, homeownership opportunities vary by area.