Fair banking you deserve

Members get a guaranteed loan, better credit score and our best banking services.

Your money just better with direct deposit

  1. Get your paycheck automatically
  2. Skip bank lines and check cashing fees
  3. Easily access your money from 38,000 ATMS

We have you covered with no hidden fees

We make sure that more of your money stays in your account so that you can spend it on what matters most.

No monthly
No overdraft
No account minimums

Make money moves on the go

Easily send money on the go and track your spending from anywhere.

Security and support you can count on

Our priority is to protect your money. We put our members first to create the banking experience you deserve.

Secure Mobile App
We use security features like two-factor authentication, encryption and more.
Fraud Protection
With Visa Zero Liability you’re not responsible for fraudulent charges.
Lock and Unlock
Misplaced your card? Lock it in the app until you find it.
FDIC Insured
All accounts are insured up to the standard $250,000.


Guaranteed loans for all cardholders

Sign up now to be the first to access personal loans up to $5,000- guaranteed!

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Change with style

Your card, your way. Pick your design to get started.

How it works

  1. Open an Account
    Download our App to open an FDIC insured account with our ChangeFi card.
  2. Load Money
    Add money with Direct Deposit, by linking external accounts or deposit cash at one of our 50,000 retail locations.
  3. Save and Spend
    Shop online and in store anywhere Visa Debit Cards are accepted.