Reconsideration of Value Request

In order to facilitate the Reconsideration of Value process, please use this form when appealing an appraisal. A response to the ROV from the appraiser is typically provided within three working days

Subject Property Information

FHA Appraisal? *

Please consider the following when determining appropriate or better comparables.

In order to assure the best possible response from the appraiser, we are asking you to reduce your number of sales that the appraiser reconsider to only three. In helping you narrow your selection, here is a list of common pitfalls that we would like you to avoid:

  • Providing comps that are already in the report.
  • Providing comps much larger or much smaller in hopes to develop a price per sq ft defense - appraisers need to stay within a 20% size range unless no other comps exist.
  • Providing comps that did not yet close as of the date of inspection - an appraiser cannot use sales after this date.
  • Providing comps that are outside of the market area - the appraiser cannot overlook homes in the immediate market and will only cross over to other similar markets when no sales are available within.
  • Providing comps that are all newer and fully remodeled when the subject is not and there are sales of similar condition available.
  • Providing comps that all need upward adjustments - (meaning they are all inferior in some way) as investors will not accept an appraisal in which there are all upward adjustments.

Please consider this information when selecting your best three sales and take a minute to explain why you believe each of your three sales are a better representation of the subject than what is already in the report.

Reason for Reconsideration Request

Please fill in the comparable sales you would like to be considered. Please list comparables below.




Additional Guidelines

  • Do not offer opinions about the report, unless corrections and/or omissions need to be made.
  • Please avoid giving value conclusions.
  • Please do not mention a final market value or a range of values you desire.
  • AVM's or other appraisals will not be submitted to the appraiser to compare or comment on.
  • You may be asked to redraft this request, if guidelines are not followed.

Summary of Reconsideration Request

Please indicate additional comments below and consider that your audience will be the appraiser.

Submitted By

Max file size 10MB.
Upload failed. Max size for files is 10 MB.
Max file size 10MB.
Upload failed. Max size for files is 10 MB.
Max file size 10MB.
Upload failed. Max size for files is 10 MB.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Appraisal management services are performed by Change AMC, LLC dba Change Appraisals, an affiliate of Change Lending, LLC

The ChangeFi Visa Debit Card is issued by Evolve Bank & Trust, Member FDIC. Pursuant to license by Visa. BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. The ChangeFi Visa Debit Card is issued by Evolve Bank & Trust (Member FDIC) pursuant to a license from Visa U.S.A. Inc. Out-of-Network cash withdrawal fees and third-party and cash deposit fees may apply to ChangeFi Visa Card transactions.
Home loans are made by Change Lending, LLC an affiliate to ChangeFi. Change Lending, LLC dba Change Home Mortgage (“CHM”) is a state-licensed mortgage lender and broker. NMLS ID # 1839. Headquartered at 16845 Von Karman Avenue, Suite 200, Irvine, California 92606. (833) CHM-0123. AZ: Arizona Mortgage Banker’s License #0925326; CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; GA: Georgia Residential Mortgage Licensee #48010. For a list of other licenses, click here. To verify licenses, visit  CHM AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY.