It’s time for Change

ChangeFi is the digital bank built for those of us who demand equal access to the best banking and lending products — No High Fees, No Excuses and No Cap.

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BANKING BUILT
FOR US… FINALLY

We deserve free premium features for our FDIC insured accounts. Mobile banking is so much more than just being able to check your account on the go. Download the ChangeFi App to discover Bill Pay, Direct Deposit, Peer-to-Peer Transfer, loans, credit enhancement and more. 

NO OVERDRAFT FEES,
NO HIDDEN FEES AND
NO OLD SCHOOL TRICKS

Aren’t you tired of being hit with those hidden banking and cash checking fees? We got you. ChangeFi protects your money so that you can spend it on what matters most.

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Get paid early

Your money, just faster. Set up Direct Deposit to get your paycheck and government benefits up to 2 days early.2

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Change with style

Your card, your way. Choose between Smoke, Rose and Black. Pick your design today.

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Send money instantly  to friends and family

Our Send Money feature lets you send mobile payments to friends, family and others who always forget you paid them. Use it to split rent, dinner or everyday expenses. Download our App and start sending money instantly.

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38,000 FEE FREE ATMS

38,000 fee-free ATMs and 50,000 retail locations you can deposit or withdraw cash from.3 2x more locations to deposit compared to CitiBank and Capital One.

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Security

At ChangeFi, our priority is to protect your money. If you misplace or lose your card, our Lock and Unlock feature has you covered. Plus, your replacement card is free!

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Freeze card

Misplaced Card? No worries, Lock it until you find it.

Text alerts

Receive alerts to track your spending.

FDIC insured

All accounts are insured up to the standard $250,000.

256 bit encrypted

We created a mobile bank you can trust.

How it works

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1. Open Account

Download our App to open an FDIC insured account with our ChangeFi card.

2. Load Money

Add money with Direct Deposit, by linking external accounts or deposit cash at one of our 15,000 locations.

3. Spend and Save

Shop online and in store, anywhere Visa Debit Cards are accepted.

How it works

Sign up in minutes! Get started in 3 easy steps.

1
Open an Account

Download our App to open an FDIC insured account with our ChangeFi card.

2
Load Money

Add money with Direct Deposit, by linking external accounts or deposit cash at one of our 50,000 locations.

3
Spend and Save

Shop online and in store anywhere Visa Debit Cards are accepted.

Our track record*

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$25 BILLION

Loans made

100,000+

Borrowers financed

A

Investment grade credit rating

*ChangeFi and its affiliates

Solutions for every business need.

Need a personalized solution?

Get in touch with us, and we will help you to create the right one for your business or personal needs.

Customize your plan

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