Your home loan, fast and easy

Get pre-qualified for traditional and non-traditional home loans in less than 5 minutes.

Get Pre-Qualified

Guaranteed loans for every member

Your membership as a ChangeFi cardholder qualifies you for a personal loan up to $5,000.

Affordable small business loans

Fast and fair financing for diverse small businesses owners.

Submit Loan Request

Better banking for everyone

Every member gets a guaranteed loan, better credit score and our best banking services.

Fair and reliable home appraisals

Accurate and reliable home appraisals for diverse communities.

Request Appraisal

Home insurance for your peace of mind

Affordable, instant and easy to understand insurance.

Join over 100,000 ChangeFi borrowers

As America’s Community Development Financial Institution, we’re helping diverse communities in real ways. And we’re just getting started.

100,000+

Borrowers

A-

Investment Grade
Credit Rating

$1 Billion+

Total Assets

$25 Billion+

Loans Funded

Turn your financial dreams into reality

Whether you're looking to buy or refinance your home, get a personal loan or find a banking partner who understands you, we have you covered.

Our goals

Eliminate the wealth gap by bringing social and racial equity to financial services.
Level the playing field for diverse homeowners and small business owners.
Empower all Americans to pursue their dreams by providing fair, equal access to financial tools.

Your money,
all in one app

We provide digital-first banking, lending and financial services to everyone. Get started today!